Your Georgia home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Homeowner Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way. By working with The Sanford Group, Georgia home insurance agents, it is possible to find not only the ideal coverage for your home, but also the best insurance rate available. Let our team at The Sanford Group in Ball Ground, GA help you through this process.
Every Home Insurance policy is different, and at The Sanford Group, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
There are many additional coverage types that are available to safeguard your place and belongings, and it’s important to talk with a representative from The Sanford Group who can help you find the right policy.
Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.
Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.
Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.
As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with The Sanford Group before making a decision. Let us work for you. Call our team in Ball Ground, GA with any questions or to get the help you need to find the most affordable homeowners’ insurance for your needs.