For many, a condo in Georgia is a great alternative to living in an apartment or a home, and can offer more space, more living area, and more amenities. But since a condo is a special kind of residence, it requires its own insurance policy.
With Condo Insurance from The Sanford Group in Ball Ground, GA, you can extend your protection past that of what your condo community provides. It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage. And unlike Renters Insurance, Condo Owners Insurance can cover damage done to the interior of your unit. For any interior damage, your insurance may be used to pay for the expense of fixing or replacing items like drywall, flooring, light fixtures, and more. The amount of coverage you need may vary depending on your by-laws. The Sanford Group can help you determine if the base amount provided is sufficient or if you need more coverage for your interior.
A Condominium Insurance policy includes other great features like guest medical protection, which pays for the medical expenses of friends and visitors who are injured on your property. In the event a fire or other disaster puts your Georgia condo out of commission, additional living expenses coverage may reimburse you for cost of temporary housing while your unit is being fixed. If your Condo is a rental unit you can add coverage for loss of rents as well.
Contact a specialist at The Sanford Group in Ball Ground, GA today to determine the right amount of coverage you need to keep your condo insured.