Will My Personal Injury Liability Insurance Cover Me If I Am Sued? | Blog
Schedule A Review Click to Call
The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

Get Directions

  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

Will My Personal Injury Liability Insurance Cover Me If I Am Sued?

Like most people, you have heard of personal injury liability insurance, but you’re not sure if it’ll cover you if you are sued. This is a valid question and one that deserves to be answered. The Sanford Group, located in Ball Ground, GA, is here to give you the necessary answers.

What You Need to Know About Personal Injury Liability Insurance

When it comes to personal injury liability insurance, there are a few different things that you need to keep in mind. First, this type of insurance will typically only cover damages caused by your negligence. This means that if you are sued for something that was not your fault, your insurance will not likely cover you.

The second thing to keep in mind is that even if your personal injury liability insurance covers you, there may be limits on your coverage. This is why it’s so important to ensure that you understand your policy’s terms and conditions before you ever need to use it.

The third thing to remember is that personal injury liability insurance is not always required by law. However, it’s always a good idea to have this type of coverage just in case. You never know when someone might decide to sue you, and it is always better to be safe than sorry.


At The Sanford Group in Ball Ground, GA, we understand that this can be a lot of information to take in all at once. That is why we are here to help. We’ll work with you to ensure you have the coverage you need to rest easy, knowing that you and your family are protected. Contact us today to learn more.

Additional Services

  • Identity Theft
  • Data Backup
  • Special Event Insurance
  • Specialty Auto Insurance
  • Rental Reimbursement
  • Towing
  • Medical Payments Coverage
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Individual & Family Health Insurance
  • Group Health Insurance
  • Long-Term Care Insurance
  • Medical Expense Insurance
  • HSAs
  • Other Services
    • Permit Services
    • License Services
    • Notary Services

Partner Carriers

  • AAA
  • American Collectors
  • American Modern
  • AmTrust
  • Bristol West
  • Dairyland
  • Donegal
  • Encompass
  • Foremost
  • Grange
  • Guard
  • Haulers
  • Heritage
  • Infinity
  • Mercury
  • MetLife
  • Nationwide
  • NCCI
  • Progressive
  • Safeco
  • Travelers
  • Zurich