Will security cameras lower home insurance cost? | Blog
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Ball Ground, GA 30107

The Sanford Group Insurance Blog

Will security cameras lower home insurance cost?

Many factors affect your home insurance, from the average crime rates around your home to your credit score. While you can’t always control the factors that change your house insurance rates, you do have a few options that help bring down your premiums. One option is to install a security system on your property, as this helps to deter casual crime and provides additional protection if someone does break into your house.

The exact amount that a security camera lowers your home insurance cost depends on the insurance company covering you, the type of security system you’re putting into your home, and other associated risk factors. Another security factor that contributes to lowering your home insurance rates is if your home is located in a gated community. If the community has its own security systems in place on top of your existing in-home system, you get even more protection against home invasion. The proximity of the police department from your home also plays a part in the matter.

Home insurance rates can fluctuate wildly from location to location, even if the houses are only separated by a few blocks. The amount of data that insurance companies base their quotes on is extensive, so being able to get a discount on your home insurance in any way is a big help. Security cameras come in many shapes and sizes, so you don’t need a massive budget to get them added to your property for savings either.

Talk with your independent agent in Ball Ground, GA to find out how much you’ll save on homeowners insurance once you install security cameras at your residence.

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