Wind, water, lightning or tree branches from a storm can cause damage to your roof. That’s enough trouble, but when you see the secondary damage to your home and personal property, the headaches really begin. Water can damage ceilings, walls and floors, along with artwork, photos, furniture and carpets. That’s when you get an education on homeowners insurance.
Perils covered in your GA homeowners insurance ordinarily include but aren’t limited to explosion, fire, lightning, wind, hail, burglary and personal property. For particularly valuable items like artwork, jewelry or antiques, we offer special endorsements that specify coverage for itemized personal property. Your policy also covers you for liability for personal injury on the premises. We can even set you up with umbrella liability coverage for large claims that might arise.
We’re independent insurance agents that live and work in GA. We’re established and reputable members of the community, and we want to see you, your family, your home and your personal property fully covered against any damage, loss or claim. Because we work with multiple insurers, we offer you choices of who will insure you, what coverage they’ll provide, along with how much and when you’ll pay for premiums. Agents for the "big three" companies aren’t going to give you those choices. They’re not permitted to because they’re tied to one company.
With us, the choices you can select from involve long established quality insurance companies. The information we provide you with is objective and unbiased because we’re not married to one insurer. We’ll make you aware of special endorsement or umbrella coverage so that you might be fully insured for any covered loss.
Whether you’re buying your first home or just window shopping, don’t hesitate to contact us. We’ll be pleased to talk to you.