Must-have Commercial Insurance Coverages | Blog
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10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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Ball Ground, GA 30107

The Sanford Group Insurance Blog

Must-have Commercial Insurance Coverages

Commercial insurance must be a priority if you want to build a business that will last now and many years to come in Ball Ground, GA. Commercial insurance saves your business potential losses emanating from risks like theft, fire, vandalism, and so on. But because business insurance is broad, you can’t purchase all the available coverages for your business. However, The Sanford Group shares commercial insurance options you should consider for your business, regardless of the size or nature.

Liability insurance

All businesses, whether startups or seasoned, are faced with liabilities. Your business could be faced with property damage, adverting, or personal injury claims from third parties. Unfortunately, third-party claims are expensive, and only a few businesses can finance the costs from their pockets.

For this reason, you must invest in general liability coverage. It’s not mandatory, but you need it when the unthinkable occurs.

Worker’s comp insurance

Since your employees are one of your most prized assets, investing in coverage that protects their welfare makes sense. Worker’s comp insurance shields your workers from injuries and covers partial loss of income when they can’t resume work.

Commercial property insurance

Besides employees, assets are the next best thing in your business. Without assets like computers, furniture, inventories, and buildings, it would be nearly impossible to run your business. Thankfully, investing in commercial property insurance shields your business assets from risks like fire, theft, and natural calamities.

Commercial auto insurance

Commercial auto insurance differs from personal auto insurance. If you have business vehicles, you must invest in commercial auto insurance to protect your car and driver following an accident.

Learn more about commercial insurance today!

Would you like to learn the type of coverage suitable for your business? If you are in Ball Ground, GA, and its environs, please book an appointment with The Sanford Group.

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