When you are a new homeowner in Georgia, you will be overwhelmed with every little detail. Your home insurance shouldn’t be one of them. Buying a home is an exciting time. Every home insurance has some standard elements to it, but you can customize it to your heart’s content.
At The Sanford Group, we want you to enjoy every minute. We can help first-time homeowners in Ball Ground, GA get the home insurance they need when they are buying a home for the first time.
Learn the basics here, and we’ll help you with the rest.
Interior and Exterior Damage
If your home or property is damaged due to fire, lightning, weather, or vandals, your dwellings coverage will cover the damage. You can make a claim on your home insurance for it to be covered.
Your property and contents of the home and other buildings (such as a garage or a shed) will also be covered by your home insurance. Your home insurance policy will cover your personal items and contents by a percentage.
So, you might see contents coverage valued at 50 percent of the value of your home. When you have a loss of items in your home due to a major crisis, you can make a claim for those lost items.
General Liability Coverage
When you own a home, you have a lot of assumed risk. If something happens at your home or from your home, an accident at a party, an injured contractor, a dog bite, anything like that, you could be held liable.
The general liability coverage will cover you for these crises. It will cover the medical expenses and potential legal costs of a liability expense.
Get a Quote
This is just the skeleton starting point of what you will need or want when you get home insurance. You can always add on with sewer backup coverage, flood insurance, and customize your policy to meet the needs of your home. At The Sanford Group, we can help you to get the right coverage that you need when you are a first-time homeowner in Ball Ground, GA. Call us for a quote today.
