It is exciting to think about getting a new car. Before you rush off to the dealership, take a moment to consider the auto insurance as well. It will be helpful for your monthly budget to know the total amount you need for the car payments plus the insurance premiums. Depending on the type of vehicle you are considering, these amounts may differ significantly.
Why Getting Auto Insurance from a Car Dealership is Not a Good Idea
The main goal of the salesperson at a car dealership is to sell you a car and then add on as many extras as possible. A dealership is not permitted to let a vehicle that they sell drive off the lot without it being covered by auto insurance.
That does not mean that the auto insurance offered by a car dealership is a good one or that it is priced well. In fact, the dealership is likely to get a commission/kickback for placing the insurance with certain underwriters. This may add to the price for the insurance.
On top of the questionable quality issues, buying auto insurance through a dealer is not the same as having personal attention from an agent at The Sanford Group, serving Ball Ground GA and the surrounding communities. It is a better idea to make direct contact with an agent who can serve your needs and will be able to help you in the future if something comes up
Get Auto Insurance Lined Up In Advance
By calling your agent before you make the car purchase, your application information can be entered into the system and ready to go. Then, all you need to do is call the agent from the auto dealership and fax the agent a copy of the purchase agreement with the VIN number, year, make, model, and the purchase price to get auto insurance coverage.
Get a quote for new auto insurance by calling 678-454-0661 to speak with an agent at The Sanford Group in Ball Ground, GA or if you prefer, you may use the convenient online form.