How to Save Money on Home Insurance in Georgia | Blog
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Ball Ground, GA 30107

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Ball Ground, GA 30107

The Sanford Group Insurance Blog

How to Save Money on Home Insurance in Georgia

"Save money on your insurance!" It’s a topic often talked about these days. Whether we’ve heard the spiel from a talking animal, a witty sales rep, or the local Ball Ground, GA, insurance agent, it seems that we’ve had more than our fair share. But in practical terms, few of us know that realistic ways to save on home insurance do exist, and they’re recommended by U.S. government officials. Let’s review four of those tips today from your friends at The Sanford Group.

1. Give Your Home a Little TLC

Did you know that you can get discounts on your premium with simple home improvements? New storm shutters, a security system, and updated electrical or plumbing systems can make it less disaster prone. Insurance agents will also take notice and could give you a discount for your extra effort.

2. The Land and House Are Different Values

Unlike your mortgage payment, you don’t need to count the land in your insurance premium since it’s not threatened by fire, flood, or vandalism. This fact alone can save you quite a bit on home insurance.

3. Buy More than One Policy from the Same Agent

Sometimes insurance companies will give you a 5-15% discount when you buy two or more policies from them. Make sure the sum total costs less than the other options, though.

4. Review Your Policy Once a Year

Values of items do change, so it’s important that the insurance covering them reflects that. Make sure you stay current by reviewing what you have with your agent at least once each year.

Like the tips you see? Contact The Sanford Group in Ball Ground, GA! You can email our agents for real advice about home insurance, anytime.

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