Four questions to ask before you purchase commercial insurance | Blog
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10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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Ball Ground, GA 30107

The Sanford Group Insurance Blog

Four questions to ask before you purchase commercial insurance

Commercial insurance is essential for business owners because it protects their livelihood.

It’s important that business owners put adequate research into selecting a commercial insurance policy. At The Sanford Group, we’re here to answer any questions that Ball Ground, GA business owners have regarding their commercial insurance. 

The following are four important questions to ask when you’re looking for the right commercial insurance coverage for your company’s needs: 

Which types of commercial insurance does my company need?

There are numerous types of commercial insurance to consider. These include commercial vehicle insurance, general liability insurance, professional liability insurance, and worker’s compensation insurance.

You should know what all the various types of commercial insurance are and determine which you need for your company.   

How much are my company’s assets worth?

Once you figure out which types of insurance you need, you also need to put thought into what your coverage limits should be. When determining your coverage limits, you should evaluate your company’s worth.

Ideally, you’ll want your commercial insurance to be able to compensate you for the entire value of all your company’s assets. This way, you’re not at risk of losing your company’s assets in the event of a severe accident. 

What are the coverage limits available to me?

You need to evaluate available coverage limits and the associated premium costs of selecting them for your policy. To determine the best coverage limits, you should figure out what your company’s possible liabilities are and how much your company could face in terms of expenses in the event of an accident. 

How much will coverage cost?

You need to factor the costs of your commercial insurance into your company’s budget. Make sure that your premiums will be affordable to your company and won’t cut into your company’s bottom line too much. 

If you’d like to discuss the available commercial insurance policies we have at The Sanford Group, get in touch with us. We’re happy to provide commercial insurance to Ball Ground, GA business owners. 

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