A process that can be as overwhelming as it can be rewarding, those who are in the market for commercial insurance have quite a few elements to consider before settling on a policy. With that said, the following is a closer look at three little-known facts about commercial insurance to help you make your final decision.
Risk Assessment is Imperative
First of all, uncovering the largest risks associated with your industry and company can help steer you in the right direction. Depending on things such as your location and whether your business is considered "high-risk" can greatly help determine the type of coverage you may need.
Learn about a Business Owner’s Policy
While most have never even heard of a Business Owner’s Policy (BOP), this is a great option for business owners of all kinds. This is due to the fact that these policies can provide you with all of your standard coverage options under one policy, that usually includes a lower premium as well.
Find a Highly Qualified Agent
Certainly not a situation to go into blindly, try to select a qualified insurance agent that you can trust. This will make the process smoother and hopefully make it possible for you to take advantage of every possible discount. Ask around, research their reviews or any other method you can think of that helps you to verify whether you have found a reputable agent and company.
Speaking of which, The Sanford Group is a highly reputable insurance agency that is filled with quality insurance agents that you can trust. Proudly serving Ball Ground, GA and surrounding areas, you can call, email us, or stop by, meet with one of our independent agents, and save!