When many people sign up for life insurance, they are concerned that they need to undergo a medical exam. If you are thinking about getting life insurance, there are a few things you need to know about policy requirements.
The Sanford Group, which provides insurance services to the people of Ball Ground, GA, understands that your privacy is important. You may not want to undergo a medical exam, and that’s fine. Here’s how your choice impacts potential life insurance policies.
Life Insurance Usually Requires Quick Medical Exams
When a life insurance company requires a medical exam, it is generally a quick one. You will be assessed for things like blood pressure, heart rate, and other major conditions. The appointment is more like a physical than a thorough examination of your entire body in some cases.
If you want to know what kind of exam is required ahead of time, an insurance professional can help you determine what will happen and what the doctors will look for.
Medical Exams Help a Company Assess Risk
These medical exams serve an important purpose. They show the insurance company what level of risk they are taking on by providing you with an insurance policy.
Some Exceptions Exist
Of course, not every insurance policy will require that you undergo an exam. Some exceptions are out there, and an insurance policy can help you find the right policy based on your needs.
Learn More About Your Life Insurance Options
The Sanford Group serves Ball Ground, GA, offering a variety of life insurance options to choose from. Call the office today to learn more about life insurance options and whether you need a medical exam to be approved for the right policy.
