Accidents that take place in your home may be covered by your home insurance in Canton, GA, but there are also exceptions that may limit your coverage. Although it may seem interesting to have a pool in the yard, it can also increase the risk of an accident. As a result, you may or may not be covered for accidents that occur in or around the pool.
The accidents that may take place around a pool can depend on the size of the pool and safety features. For example, slipping on the edge of the pool can happen at any time, but it is not possible to fall off a diving board if the pool does not have one.
Despite the limitations, there is always a risk of slip and fall accidents or injuries that relate to diving into the pool. It is also possible for injuries to occur in the pool, so it is not limited to the areas where people walk or run.
Depending on your home insurance coverage, you may or may not be protected against accidents in the pool. In some cases, you may be required to purchase additional liability protection. In other situations, the policy may exclude any accidents that happen near the pool.
Some insurance providers may offer coverage; however, you may be asked to put a fence around the pool or to remove a diving board for safety reasons.
There are a variety of factors that determine if an accident is covered under your policy. Although coverage is available for a pool, you may or may not have protection in a current policy. To learn more about the risks associated with homeownership, contact us to talk to an agent today.