Are you a business owner in the Ball Ground, GA area?
If so, is your business protected with commercial insurance? If not, contact the Sanford Group for the protection your business needs.
Commercial insurance is probably the most important investment when starting a new business. It will protect your company from severe financial losses and can be the difference between staying in business and going under in the case of a devastating lawsuit. It is essential to know the different types of commercial insurance coverage. A reputable agent will help you create the most appropriate policy for your particular business.
Commercial insurance is critical for any small business. It protects the company from commonly experienced losses such as theft, property damage, liability, and employee injuries. With this coverage, a business can more readily recover from any type of loss. Without it, you risk going out of business.
The three most common types of commercial insurance are liability insurance, property insurance, and workers’ compensation insurance.
- Liability insurance offers protection from damage your company suffers from any third party. It covers the cost of personal injuries that occur at your business.
- Property insurance covers damage to your property, such as flood or fire damage.
- Workers’ compensation insurance protects you if an employee is hurt or becomes ill on the job. It also prevents an employee from filing a negligence lawsuit against your company for injuries sustained during their working hours.
There are also additional, specialized forms of coverage under each of these broad categories that address business-specific liabilities.
If you are a business owner or thinking of becoming one, don’t forget this critical coverage to protect your business. The Sanford Group, serving the Ball Ground, GA area, can provide a no-obligation quote or answers to any questions. Contact our office today. You will be glad you did.