January, 2023 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

Protect Your Business With Commercial Insurance

Are you a business owner in the Ball Ground, GA area?

If so, is your business protected with commercial insurance? If not, contact the Sanford Group for the protection your business needs.

Commercial insurance is probably the most important investment when starting a new business. It will protect your company from severe financial losses and can be the difference between staying in business and going under in the case of a devastating lawsuit. It is essential to know the different types of commercial insurance coverage. A reputable agent will help you create the most appropriate policy for your particular business.

Commercial insurance is critical for any small business. It protects the company from commonly experienced losses such as theft, property damage, liability, and employee injuries. With this coverage, a business can more readily recover from any type of loss. Without it, you risk going out of business.

The three most common types of commercial insurance are liability insurance, property insurance, and workers’ compensation insurance.

  • Liability insurance offers protection from damage your company suffers from any third party. It covers the cost of personal injuries that occur at your business.
  • Property insurance covers damage to your property, such as flood or fire damage.
  • Workers’ compensation insurance protects you if an employee is hurt or becomes ill on the job. It also prevents an employee from filing a negligence lawsuit against your company for injuries sustained during their working hours.

There are also additional, specialized forms of coverage under each of these broad categories that address business-specific liabilities.

If you are a business owner or thinking of becoming one, don’t forget this critical coverage to protect your business. The Sanford Group, serving the Ball Ground, GA area, can provide a no-obligation quote or answers to any questions. Contact our office today. You will be glad you did.

What factors should I consider when looking for life insurance in Georgia?

When you are in the Ball Ground, GA area, occasionally evaluating your personal insurance needs and options is very important. Life insurance is one type of insurance that all people need to consider. This valuable form of insurance can offer financial support and protection for your dependents or plan beneficiaries. There are multiple factors to consider when you are going to select your next life insurance policy here.

Amount of Coverage

One factor to consider when looking for life insurance is the amount of coverage you need. This personal decision and factor will be based on the future costs and expenses that your dependents could incur. It is vital to ensure you are conservative and build a plan that will provide appropriate coverage.

Type of Policy

You also will want to consider the type of policy to select. Various types of life insurance are available, including term life and whole life, each with different pros and cons. You should carefully evaluate these options and choose a policy type that is right for your situation.

Policy Riders

When building a life insurance plan, you can also consider policy riders. A policy rider is insurance coverage beyond the base life insurance coverage. This can include long-term care coverage, accidental death coverage, or other forms of insurance.

There are many choices that need to be made when looking for life insurance in the Ball Ground, GA area. To ensure you choose the right policy, start your search by calling The Sanford Group. The professionals with The Sanford Group understand the value of this coverage and can help you build a plan that meets your needs.

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