December, 2022 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

The difference between comprehensive and collision insurance

Collision and comprehensive insurance are two types of car insurance that offer different levels of protection. Collision insurance is designed to help you pay for the damage to your car if you hit another vehicle or object. Comprehensive insurance, on the other hand, enables you to pay for damages that occur to your car due to something other than a collision, such as fire, theft, or vandalism.

The main difference between collision and comprehensive insurance is that while they cover different types of damage to your car, only collision insurance is required by law in most states. However, depending on the state you live in and the value of your vehicle, you may find that comprehensive insurance offers more protection.

When deciding which type of insurance to purchase, it is crucial to consider the pros and cons of each option. For example, collision insurance tends to be more expensive than comprehensive insurance, but it provides a much stronger level of protection for your vehicle. On the other hand, comprehensive insurance usually costs less than collision coverage. Still, it does not provide as much financial support when repairing or replacing your car after an accident.

Ultimately, choosing between collision and comprehensive insurance will depend on your individual needs and budget. If you are in doubt about which type of coverage to purchase, it is best to consult with a qualified insurance agent who can help you make an informed decision based on your specific situation.

At The Sanford Group, we are proud to help drivers find the policy that is best for them. We are proud to serve the Ball Ground, GA area, so give us a call today!

How to prepare your home for a storm

No one knows when a storm will hit, so it’s essential to be prepared. The Sanford Group can help you prepare for the worst-case scenario, whether that means boarding up your windows or having a plan for evacuation. Here are a few tips to ensure you are ready for the next storm.

1. Make a plan before a storm hits

The first step in preparing for a storm is to make a plan. Decide what you will do if there is a warning or the storm hits. Will you stay put or evacuate? Have a backup plan just in case something happens to the first one. Make sure all of your loved ones know your plan and how to contact you in an emergency.

2. Gather your supplies

Once you have a plan, it’s time to gather your supplies. This includes food, water, flashlights, batteries, and first-aid supplies. If you have pets, ensure you have enough food and water for them. It’s also a good idea to have cash on hand if there is a power outage, and you can’t use your debit or credit cards.

3. Stay safe during the storm

If a storm is headed your way, staying safe is important. Keep away from windows and doors, especially if they are broken. If you need to go outside, do so quickly and avoid power lines and other hazards. If the power goes out, don’t use candles or other open flames as they could start a fire. 

The Sanford Group can help ensure you have everything you need to stay safe during a storm. We proudly serve the Ball Ground, GA area. Contact us today!

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