August, 2022 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

Will My Personal Injury Liability Insurance Cover Me If I Am Sued?

Like most people, you have heard of personal injury liability insurance, but you’re not sure if it’ll cover you if you are sued. This is a valid question and one that deserves to be answered. The Sanford Group, located in Ball Ground, GA, is here to give you the necessary answers.

What You Need to Know About Personal Injury Liability Insurance

When it comes to personal injury liability insurance, there are a few different things that you need to keep in mind. First, this type of insurance will typically only cover damages caused by your negligence. This means that if you are sued for something that was not your fault, your insurance will not likely cover you.

The second thing to keep in mind is that even if your personal injury liability insurance covers you, there may be limits on your coverage. This is why it’s so important to ensure that you understand your policy’s terms and conditions before you ever need to use it.

The third thing to remember is that personal injury liability insurance is not always required by law. However, it’s always a good idea to have this type of coverage just in case. You never know when someone might decide to sue you, and it is always better to be safe than sorry.


At The Sanford Group in Ball Ground, GA, we understand that this can be a lot of information to take in all at once. That is why we are here to help. We’ll work with you to ensure you have the coverage you need to rest easy, knowing that you and your family are protected. Contact us today to learn more.

What Type of Insurance do I Need for an Event?

 Are you planning to host an event? Whether a small gathering at your home or a large-scale party, there are some essential things to keep in mind. One of the most important is insurance. If something goes wrong – whether it is a food poisoning incident or someone gets injured – you will want to be sure that you are covered.

There are many different types of insurance that you may need, depending on the type of event and the location. Below are two of the most common types of insurance you may need for your event.

Liability Insurance

Some events can be pretty wild. When people get drunk and unruly, bad things can happen. You could be held liable if someone gets injured or damages property at your event. This is where liability insurance comes in. It will protect you financially if you are sued for damages or injuries at your event.

Liability insurance is not required by law, but it is a good idea if you host an event. You can purchase liability insurance as part of a homeowner’s or renter’s insurance policy. Or, you can buy it as a standalone policy. The amount of coverage you need will depend on the size and location of your event and the activities that will take place.

Event Cancellation Insurance

Cancellation Insurance is a must for any big event. It’s also known as Event Cancellation Insurance or Wedding Cancellation Insurance. It protects you from revenue loss if something goes wrong and you have to cancel your event.

Cancellation Insurance can cover cancellations due to bad weather, venue problems, vendor problems, health reasons, and more. This type of insurance can give you peace of mind knowing that you are covered if something goes wrong.

When planning an event, ensure you are fully protected by getting Cancellation Insurance. This way, you can relax and enjoy your event, knowing that you are covered in case of any unforeseen circumstances.

Do You Need Insurance For an Event?

Are you an event planner or someone thinking about hosting an event? If so, you need insurance for your gala or event. Whether you’re hosting a wedding, a conference, or any other event, you must purchase Event Insurance.

At The Sanford Group, we have been serving the people of Ball Ground, GA for a few years, providing them with comprehensive insurance solutions. And, we would be more than happy to help you too. We understand the ins and outs of Event Insurance, so you can rest assured that you’re in good hands.

Call us on  678-454-0661 to learn more about our event insurance policies and how we can help you safeguard your event. 

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