June, 2022 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

Who should get umbrella insurance in Georgia?

Liability risk is something that all people in the Ball Ground, GA area should take seriously. As you are looking to offset this risk, it would be a good idea for you to invest in an umbrella insurance plan. There are various reasons why having this type of coverage is a good option for people here. 

Obtain More Coverage for Serious Claims

A common situation when someone wants to have an umbrella insurance plan is when they want to have more coverage. Liability coverage is almost always included in the home or auto plans. While these are good policies, there will always be a chance that a claim could exceed your policy’s limits. When you have an umbrella insurance plan, it will offer the additional coverage you need to mitigate this risk. 

Protect Against Unforeseen Risks

An umbrella insurance plan is also a good option as it can help you protect against unforeseen risks. There are always a lot of potential liability risks that other insurance plans will not cover. Fortunately, you can mitigate this risk by getting an umbrella insurance policy, as it will give you a broad set of liability protections that can give you peace of mind and proper support.

As you are looking for a proper umbrella insurance plan in the Ball Ground, GA area, it would be helpful to call the team with The Sanford Group. There are a lot of choices to make when looking for umbrella coverage, and The Sanford Group will help you build an ideal policy. They can do this by giving customized guidance based on your individual situation. 

Do I Need To Have My Classic Car Appraised?

If you have ever thought about applying for an auto loan to purchase a new car, an appraisal can help you determine the value of your classic car and whether it will be worth the loan. Appraisals can also be helpful if you ever have to file an insurance claim and need to determine the value of your car. 

It’s also vital if you’re considering moving your car across international borders. In the United States, you may need an appraisal if you ever want to register your classic vehicle with the Department of Motor Vehicles. Let The Sanford Group help you at Ball Ground, GA for questions and consultations. 

What Entails Appraising a Classic Car 

Appraising your car will give you a value you can use to compare to the current market. You may also discover issues with your car that you didn’t know existed and decide to have it fixed. Most classic car appraisers will consider the vehicle’s condition when determining its value. They will suggest having the car cleaned before assessment. 

An appraisal can help you determine the value of your car if you ever want to sell it or if there’s ever an issue with your car insurance. It enables you to decide the type of insurance best for your classic car. If you’re just interested in learning more about your car’s value and its historical significance, you may not need to have it assessed. 

Appraising a classic car can be tricky due to the wide range of value it may have. It all depends on the car’s condition, the year it was made, and the options available on that model. To have your classic vehicle appraised, you’ll need to find a reputable appraiser. 

You can start by searching online for professional appraisers in your area. If you’re buying or selling a classic car, it’s a good idea to have it appraised. It will give you a better idea of the car’s value and help you negotiate a fair price. It can range from a few hundred dollars to several thousand dollars. 


Lenders often require appraisals if you’re buying a car with a loan. It will let you know the car’s value and the likely price you can expect to receive when you sell the car. You can also use an appraisal when you’re buying a car. For help and advice, call The Sanford Group if you live in Ball Ground, GA.

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