December, 2021 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

How to Buy Home Insurance in Georgia if You Are a New Homeowner

When you are a new homeowner in Georgia, you will be overwhelmed with every little detail. Your home insurance shouldn’t be one of them. Buying a home is an exciting time. Every home insurance has some standard elements to it, but you can customize it to your heart’s content. 

At The Sanford Group, we want you to enjoy every minute. We can help first-time homeowners in Ball Ground, GA get the home insurance they need when they are buying a home for the first time. 

Learn the basics here, and we’ll help you with the rest. 

Interior and Exterior Damage

If your home or property is damaged due to fire, lightning, weather, or vandals, your dwellings coverage will cover the damage. You can make a claim on your home insurance for it to be covered.

Your property and contents of the home and other buildings (such as a garage or a shed) will also be covered by your home insurance. Your home insurance policy will cover your personal items and contents by a percentage.

So, you might see contents coverage valued at 50 percent of the value of your home. When you have a loss of items in your home due to a major crisis, you can make a claim for those lost items.

General Liability Coverage

When you own a home, you have a lot of assumed risk. If something happens at your home or from your home, an accident at a party, an injured contractor, a dog bite, anything like that, you could be held liable.

The general liability coverage will cover you for these crises. It will cover the medical expenses and potential legal costs of a liability expense.

Get a Quote

This is just the skeleton starting point of what you will need or want when you get home insurance. You can always add on with sewer backup coverage, flood insurance, and customize your policy to meet the needs of your home. At The Sanford Group, we can help you to get the right coverage that you need when you are a first-time homeowner in Ball Ground, GA. Call us for a quote today.

Get your auto insurance renewed today

If you own a car, it is very likely you already have car insurance. This is great, but it is even better to regularly review and compare your auto policy. You may not realize that you are not covered as comprehensively as you first thought, or your circumstances have changed, and you need something else or added on.

Consider renewing auto insurance? Or are you a new car owner? Call The Sanford Group in Ball Ground, GA and we can discuss policy options with you.

Auto insurance coverage options

Curious what kind of coverage you might be missing out on? Look no further. While not all, we list some options for you:

  • You get stuck on the side of the road because of a problem with the car or, worse, you were in a car accident. Who are you gonna call? Road assistance. One call for road assistance will ensure you and your car get a lift, and you will never be stranded for long.
  • From damaged undrivable cars to perhaps leaving your car where it shouldn’t be, towing can be expensive. If you have this included in your policy, you will never have to tow as an unexpected expense.
  • Perhaps one of the most important insurance in all types of insurance is liability coverage. This covers you if you are in an accident with someone else in the car or the people in the car you collide with. This can cover anything from another person’s medical bills to them suing you.

If you want to renew or discuss the renewal of your auto insurance, you can call The Sanford Group in Ball Ground, GA. Our website also allows you to compare quotes.

Additional Services

  • Identity Theft
  • Data Backup
  • Special Event Insurance
  • Specialty Auto Insurance
  • Rental Reimbursement
  • Towing
  • Medical Payments Coverage
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Individual & Family Health Insurance
  • Group Health Insurance
  • Long-Term Care Insurance
  • Medical Expense Insurance
  • HSAs
  • Other Services
    • Permit Services
    • License Services
    • Notary Services

Partner Carriers

  • AAA
  • American Collectors
  • American Modern
  • AmTrust
  • Bristol West
  • Dairyland
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  • Encompass
  • Foremost
  • Grange
  • Guard
  • Haulers
  • Heritage
  • Infinity
  • Mercury
  • MetLife
  • Nationwide
  • NCCI
  • Progressive
  • Safeco
  • Travelers
  • Zurich