August, 2021 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

Reasons to Get Personal Injury Liability Insurance

Life can go along smoothly and then seemingly out of nowhere an accident happens, you damage someone’s property, or an individual is injured on your property. If you do not have the right kind of insurance, a lawsuit with heavy financial judgments could leave you depleted of savings or assets.

The agents at The Sanford Group of Ball Ground, GA have years of experience helping individuals with high-quality personal injury liability insurance. We will be happy to discuss insurance options with you.

Benefits of Personal Injury Liability

There are many benefits of this type of insurance. One of the main benefits is peace of mind knowing that you and your assets are protected in the event of incidents and property damage. Here are some reasons to get personal injury liability coverage:

  • Asset protection – With personal liability, you safely protect your future and current assets. 
  • Lawsuit coverage – If someone is injured on your property, personal liability will kick in and cover lawsuits that occur.
  • Worldwide protection – You and members of your family or household may be protected from lawsuits, even if incidents happen off of your property. This includes accidents that happen anywhere in the worlds
  • Medical payments – The ability to settle injury claims without a lawsuit is part of personal injury liability insurance.

Professional Insurance in Ball Ground, GA

Contact The Sanford Group of Ball Ground, GA to speak with one of our agents about personal injury liability insurance. Because we are an independent agency we can search through many different insurance products. We will find you the best personal injury liability at affordable rates. Give us a call to see how we can help.

Wedding and Event Insurance Coverage

When planning a big event in Ball Ground, GA, including weddings or charity fundraisers, you want to focus on the details for the event, enjoy the event, and not worry about anything that could go wrong. Event insurance, also known as one-day event insurance, protects you from financial loss associated with accidents, delays, or cancellations. 

The experts at The Sanford Group understand you need to focus on enjoying your event, which is why they are prepared to help you with all of your event insurance needs. 

Liability Coverage

Liability insurance is the most common form of event insurance coverage. It protects the event holder and the venue from property damage or injury claims during the event. 

Wedding Cancellation or Postponement

Cancellation or postponement insurance is available for weddings when you purchase liability insurance for your special day. Cancellation insurance covers most non-refundable costs associated with the wedding unexpectedly being canceled. Wedding insurance coverage can also be added to include cakes, dresses, and other items needed for your wedding. Check with your insurance agent to determine any cancellation circumstances where your cancellation or postponement is not covered. 

Why Event Insurance Is Needed

Many venues require you to purchase a general liability insurance policy for your upcoming event. Event insurance protects both yourself and the venue should someone get injured or the property gets damaged.

Event Insurance Costs

The costs to purchase event insurance varies based on the size of the event, the venue, the number of people attending, the length of the event, and the amount of coverage you want. Call your insurance agent today to discuss your options and the cost of purchasing special event insurance. 

Are you planning a special event or a wedding in Ball Ground, GA? Call the experts at The Sanford Group to discuss the event and your insurance coverage needs. 

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