Month: June 2021

If you have both a home and an auto insurance policy, you may think that you have plenty of liability insurance. However, in many cases, this isn’t true. To find out more about umbrella insurance, call us at The Sanford Group in Ball Ground, GA. 

Liability for Auto Insurance

Most people with auto insurance have liability coverage in their policy. However, it is often a relatively small amount. If you were to have a serious accident, your auto insurance may not cover all of the bills that come in. But with an umbrella insurance policy, you get more liability coverage on top of that policy. The way it works is that after a vehicle accident, the auto insurance policy will pay for the damages, but only until it reaches its maximum. After that, your umbrella insurance policy will come in with its own, much higher, maximum payout. It gives you an extra layer of liability protection that you may need after a serious accident. 

Liability for Home Insurance

Just as it works with your auto insurance, it works with your home insurance. It provides the same service- coming in and paying when your home insurance policy maxes out on its liability coverage. That allows you to have insurance pay for serious accidents that happen on your property instead of you scrambling to come up with the money. It’s a layer of protection that is extremely helpful for those who have both auto and home insurance coverage. 

Get Liability Protection From Umbrella Insurance

Don’t be left vulnerable after a major accident happens. Get your umbrella insurance policy to give yourself the protection you need. Call us today at The Sanford Group in Ball Ground, GA to talk about your current policies and a policy that you may need. 

Vintage, antique, and classic cars are different terms to describe older vehicles. There are different factors for each type of vehicle, so it gets these specific designations like a classic. Classic cars are vehicles that are over 20 years old. Vintage and antique vehicles are usually 45 years and older. Insurance providers have different criteria when considering what can be considered a classic car or not.

The Sanford Group of Ball Ground, GA offers quality insurance for all of your vehicles, including classic cars. We understand the importance of protecting your valuable investment and offer a range of coverage solutions.

Preserving Your Classic Car

Classic cars and collectors vehicles are usually priced higher than other vehicles depending on their rarity and other factors. These cars should be in good condition and well maintained to have value and be considered a classic. Certain types and years of vehicles are sought after for their brand or other features giving them more value. Collectors know the value of classic vehicles and understand why it is crucial to give extra attention to how these cars are taken care of. Protecting and preserving your classic car is critical to maintaining its appearance and value.

Quality Auto Insurance in Ball Ground, GA

If you live in or near Ball Ground, GA, the Sanford Group has expert agents who can help you with any level of coverage for your classic car. We can craft the perfect policy customized to your specific needs. Our agents have years of experience helping customers to stay protected. Contact us today so that you can get a quote and schedule an appointment with one of our representatives.