February, 2021 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

What You Should Know About Home Insurance In Ball Ground, GA

If you live in Ball Ground, GA, and are interested in home insurance, you might want to think about what an agency such as The Sanford Group can do for you.

Home insurance, also known as homeowners insurance, gives homeowners financial protection when there has been an accident or disaster involving the home. A standard home insurance policy will insure the structure of the home and the belongings within. It will also cover injuries and/or property damage to other people that have been caused by people (and animals) living in your home.

In the state of Georgia, the most common problems that people need to consider in terms of home insurance would be flooding and severe storms. Because Georgia is so close to the Gulf of Mexico and the Atlantic Ocean, the residents of this state are relatively vulnerable to hurricanes and tornadoes. Parts of Georgia are also especially vulnerable to the hazard of flooding. Fortunately, the majority of home insurance companies will provide you with coverage against any damage that is caused by hurricanes and/or tornadoes. You should take an inventory of all of your assets to figure out how much value your property has, as the majority of policies will come with actual cash value coverage, as opposed to replacement-cost coverage.

However, you should be aware that home insurance will not cover damage that is done by flooding. If you want flood insurance, you will need to purchase a separate policy from a private seller or the National Flood Insurance Program.

If you are interested in purchasing home insurance in Ball Ground, GA, you should contact The Sanford Group and see what they can do for you. They may be able to educate you on home insurance in the state of Georgia and the policy that would be best for your specific situation.

What Are the Different Types of Auto Insurance Policies?

The Sanford Group is a dedicated insurance company in the Ball Ground, GA community, and the neighboring areas. We are proud of the different types of insurance policies we have been offering to our customers since our inception.

Besides other insurance policies in our offices, auto insurance is one of our mainstream products, and we work hard with multiple customers to cover their cars and families as they drive across the country. If you’re planning on buying a car insurance policy, it is necessary that you understand the different types of offers for an informed selection.

Liability Insurance Policy

To drive a car in the United States, you need to have liability insurance. This policy covers injuries and property damages that you may cause to others as you drive. You are legally responsible for the accidents and damages you cause on the roads, which explains why you need to have this cover before you can legally be allowed to drive.

Collision Insurance

Collisions will always happen on the roads, and you need to be prepared so that you can shift the financial obligations to your insurance company when this happens. Collision insurance will help you to cover the damages that your car will get after you have been involved in an accident. It may include repairing the vehicle or replacing it if the damages go beyond a specific percentage.

Comprehensive Insurance

As it sounds, comprehensive insurance provides additional benefits as compared to other auto insurance policies. Some of the areas where comprehensive insurance can cover include accidents with animals, specific weather problems, vandalism, collisions, and sometimes stolen cars.

These are some of the different types of auto insurance policies that The Sanford Group provides to the people of Ball Ground, GA, and the surrounding areas. For additional information on auto insurance policies, visit our website today.

Partner Carriers

  • AAA
  • American Collectors
  • American Modern
  • AmTrust
  • Bristol West
  • Dairyland
  • Donegal
  • Encompass
  • Foremost
  • Grange
  • Guard
  • Haulers
  • Heritage
  • Infinity
  • Mercury
  • MetLife
  • Nationwide
  • NCCI
  • Progressive
  • Safeco
  • Travelers
  • Zurich