June, 2020 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

How Can Life Insurance Benefits be Used?

Purchasing a life insurance policy from The Sanford Group is the first step toward providing financial security for your family. Life benefits can be used in so many ways to help your family carry on upon your sudden demise. Here are just a few ways life insurance benefits can help those you love after you’re gone.

Cover Daily Bills

Life benefits can help pay daily expenses in Ball Ground, GA such as rent, food, utility bills, medical bills, school needs, and more, enabling your wife and children to continue living the lifestyle they’re accustomed to even though you’re no longer there to provide financial support.

Pay Off Debts

If you have co-signed loans such as student loans, a home mortgage, business loan, etc., life benefits can be used to pay these off so your spouse, parent or business partner isn’t left with this responsibility.  

Support Aging Parents in Ball Ground, GA

Like many adult children today, you may have been helping your parents financially in their old age. By naming them as beneficiaries of your life policy, you can continue to support them after you’re gone.

Put Children through College

 If you have children, you can designate that life benefits to be put into a trust for them to help pay for their college expenses when they’re grown. In like manner, life benefits can be saved to help pay for your daughter’s wedding or to welcome a grandchild into the world.

Pay Your Funeral Costs

Few people prepay for their funeral expenses in advance. If you’ve failed to make arrangements for your funeral before your demise, life benefits can help cover these costs. Your family can grieve in peace without worrying about your funeral costs.

To purchase a life insurance policy in Ball Ground, GA, contact The Sanford Group today.

Should I get commercial insurance in the Ball Ground area?

Anyone that would like to be their own boss and start their own company should consider the Ball Ground, GA area. This area of the state has many practices in place that can help a small business to grow. While there are some great opportunities for small business owners, there are risks as well. One great way to mitigate some of these risks is by getting a commercial insurance policy. There are several reasons why someone should get this form of coverage here. 

Covers Assets

One reason to get a commercial insurance policy here is that it can protect your company assets. Whenever you are going to start any type of organization, there are a number of assets that will need to be purchased. Between inventory, office equipment, and capital assets, starting a business takes a big investment. Fortunately, when you have a commercial insurance policy, you can get protection for these valuable assets.

Provides Liability Protection

All business owners need to recognize their professional liability risk. If you are sued for liability following any type of accident, it could be very detrimental if you are deemed liable. To ensure that your business is properly covered and protected, you should get a commercial insurance policy as it will provide you with valuable coverage for your liability risks.

Starting a business in the Ball Ground, GA area is a great option. To ensure that your company is protected, you should work with a professional when shopping for a commercial insurance policy. If you are looking for insurance, you should contact the team at The Sanford Group to discuss your insurance needs. The insurance professionals at The Sanford Group will help you to get into a policy that provides the coverage your business needs. 

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