April, 2020 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

3 Ways to Protect Your Home Business with Commercial Insurance

If you’re planning to run a business from home, keep in mind that home insurance has limitations in the business protection it provides. In fact, you’d do well to consider protecting your home enterprise with commercial insurance. A commercial policy from The Sanford Group will ensure your home business in Ball Ground, GA has the essential protection it needs to grow and prosper. Here are a few ways you can protect your fledgling enterprise with commercial coverage.

Property Coverage

Your home office, like the rest of your home, is prone to risks like theft, vandalism, and disaster damage. If an unforeseen disaster such as fire breaks out in your home and destroys your business equipment, commercial property insurance can help compensate you for your loss. Property insurance covers such equipment as computers, printers, scanners, office furniture, etc., along with any inventory you may have stored in your home. This protection can save you thousands of dollars in replacing this equipment on your own.

Liability Coverage

If someone is injured in an accident while visiting your home for business purposes, you could be held liable for their medical costs. A serious accident could put you at risk of a lawsuit. General liability insurance protects your business from third-party claims and lawsuits, safeguarding your business revenue against loss.  This enables you to continue investing in your company to help it grow.

Business Interruption

A major disaster in your home could bring your home business to a standstill, putting you at risk of losing customers and valuable revenue. Business interruption coverage compensates you for lost revenue, payroll (if you have employees), taxes, and other operating expenses to help your business recuperate from a major disaster.

To learn more about commercial coverage for your Ball Ground, GA home business, call or visit The Sanford Group today.

3 Reasons to Upgrade Your Life Insurance in Ball Ground

If you already have life insurance, it’s because you wanted to take care of the people in your life just in case something happened to you. It’s a responsible choice that not everyone gets credit for until a tragedy occurs. But if you live in Ball Ground, GA, it may be time to consider the reasons why people choose to upgrade their coverage. The most surprising part about upgrading is that sometimes people will do it as much for themselves as for their loved ones. The Sanford Group wants you to know more. 

You Want Extended Coverage 

Some people will choose a life insurance policy with an expiration date attached to it. That is, the policy will expire when a child turns 18 or 21 and the policy cannot be invoked after that particular date. However, it’s not unusual for a policyholder to decide that they would rather have more unlimited coverage for their loved ones, regardless of how old they are. Or they may take on a spouse later in life and choose to purchase permanent insurance for them. 

You Want a Safety Net 

The right insurance policy can be used as a savings account if times get tough. Plenty of seniors will withdraw from their policies during retirement if they need to. To learn more about the conditions of these policies, you can speak with an insurance agent who will tell you everything you need to know. 

You Want a Better Insurance Partner 

Sometimes insurance can be upgraded just by finding a better insurer. If you’re in Ball Ground, GA and want to understand more about life insurance upgrades, give The Sanford Group a call today to talk to someone who can give you the facts. 

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