March, 2020 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

Auto insurance options for Uber and Lyft drivers

Many people are utilizing their cars for participating in ride-sharing companies such as Uber and Lyft.  These companies have become two of the most popular ways to make money driving people where they need to go.  Because you’re driving often using one of these services, you have to be selective in choosing the right insurance coverage.  Our agents at The Sanford Group, serving Ball Ground, GA, are well qualified in assisting you in finding the right coverage.

Options for ridesharers

If you’re involved in the ridesharing industry, it’s very vital to have auto insurance.  The more you use your car, the more important it is to have insurance.  Georgia drivers are required by law to have automobile liability insurance for at least the minimum limits.  However, some ride-sharing services may offer additional coverage.  Uber offers supplemental insurance, in addition to your own auto insurance.  This insurance is only active when the driver is using the app.  Previously, the ride-sharing service only offered insurance coverage when the passenger was in the car.  However, due to a series of accidents resulting in lawsuits, Uber decided to update their policy.

Lyft and some of the other ride-sharing services point to the $1 million per incident excess liability coverage.  This coverage is required by certain states and designed to deal with liability claims.

Our Agents are Here to Help

However, before deciding to use your car for business purposes, like ridesharing, you have to find out what your insurance covers. We at The Sanford Group have qualified agents available for professional advice in finding the right insurance for your situation.  If you reside in the Ball Ground, GA area, feel free to contact our office for more information today.            

 

3 Ways to Prepare Your GA Home For the Summer Heat

Living in Ball Ground, GA, our clients are aware of the steaming summer heat that is inevitable. At The Sanford Group, we want our clients to prepare their homes from the summer heat and stay cool through the warmest months. 

Invest in Ceiling Fans

Head over to your local hardware stores for ceiling fans in the rooms you frequent the most. Although you have an AC unit, some days in the summer will reach temperatures that are hard for your AC to keep up with. The assistance of ceiling fans spread the cool air and give the AC unit a chance to catch up and not wear out as quickly. 

Darkening Curtains

You can purchase darkening curtains for your home. They are designed to eliminate sunlight and heat from coming into your home. This keeps the cool air inside your home and keeps your air conditioning from overworking on the hottest of days. With your air conditioning working less, it will help with utility expenses throughout these months. 

Inspect Your Windows

Over time, harsh weather can damage your windows, allowing cool air to escape and external heat to enter your home. This is very common in older homes that have original windows. If this sounds like your house, it is time to inspect your windows. If they are not properly insulating your home, they need to be replaced so that you can keep the warm air out of your home this summer. 

Call Us Today!

If you are looking for a new home insurance policy or just want to see what your options are, call us at The Sanford Group today. We proudly serve clients living in and around Ball Ground, GA. We look forward to assisting you with your home insurance needs. 

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