Many people are utilizing their cars for participating in ride-sharing companies such as Uber and Lyft. These companies have become two of the most popular ways to make money driving people where they need to go. Because you’re driving often using one of these services, you have to be selective in choosing the right insurance coverage. Our agents at The Sanford Group, serving Ball Ground, GA, are well qualified in assisting you in finding the right coverage.
Options for ridesharers
If you’re involved in the ridesharing industry, it’s very vital to have auto insurance. The more you use your car, the more important it is to have insurance. Georgia drivers are required by law to have automobile liability insurance for at least the minimum limits. However, some ride-sharing services may offer additional coverage. Uber offers supplemental insurance, in addition to your own auto insurance. This insurance is only active when the driver is using the app. Previously, the ride-sharing service only offered insurance coverage when the passenger was in the car. However, due to a series of accidents resulting in lawsuits, Uber decided to update their policy.
Lyft and some of the other ride-sharing services point to the $1 million per incident excess liability coverage. This coverage is required by certain states and designed to deal with liability claims.
Our Agents are Here to Help
However, before deciding to use your car for business purposes, like ridesharing, you have to find out what your insurance covers. We at The Sanford Group have qualified agents available for professional advice in finding the right insurance for your situation. If you reside in the Ball Ground, GA area, feel free to contact our office for more information today.