There are many components to auto insurance coverage. It can help you if you are in an accident or if there is damage done to your car. If you are the victim of a hit-and-run, for example, in which someone hit your car and drove away without leaving a note, auto insurance may be able to help you.
A hit-and-run accident is basically any accident in which a driver intentionally leaves without giving the victim of the accident the appropriate contact information. This can either mean the car can hit and injure you and drive off or that they hit your parked car when it is unattended and do not leave any contact information. If they are not leaving any contact information, this means that you have no way of collecting damages for the accident. This can be a very stressful situation, but there are certain things that you can do to minimize the stress. Get as much information as possible, utilizing any potential witnesses or any parking lot cameras that might have been able to spot the car that hit you. If you have information such as the make, model, and license plate number of the car, it will be much easier to track down the driver and get the damages. Typically, uninsured motorist coverage from the auto insurance company will cover these types of accidents, but Georgia is a state where this is not the case. In Georgia, other components of auto insurance, such as personal injury protection, collision coverage, and medical payments coverage will cover the damage to your car after a hit-and-run.
If you have questions about auto insurance as it applies to people in Ball Ground, GA, you should contact The Sanford Group for the appropriate answers. If you have been the victim of a hit-and-run accident and your car has been damaged by someone who did not take responsibility, the Sanford group can tell you exactly what your rights are and what your options are in Ball Ground, GA.