Getting insurance is a way of transferring risks. When a person buys insurance, they transfer the cost of a potential loss to their insurer in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim.
Life changes dramatically. One can never guess when or if insurance will be needed. Many people, purchase insurance when it’s needed, such as when they’re buying a new home or car. However, purchasing insurance now – even if it isn’t required by a state or lender – is imperative, considering unexpected danger.
In this day and age life hits very hard, and is very unforgiving. The only foreseeable way of avoiding the unfortunate event of some sort of loss is through some type of commercial insurance. There are risks in driving, eating poorly, and even living, however having peace of mind in knowing your covered is everything.
In all things, trust is important. This is especially true when it boils down to depending on someone when things make a turn for the worst. An insurance company needs to be trustworthy, and in this business reliability builds trust. And nobody screams reliability like The Sandford Group.
The Sanford Group understand assistance in times of need, and offer reliable commercial insurance during detrimental times. This company knows insurance, and deals with every client with professionalism.
In country areas such as Ball Ground, GA, individuals never know what a day may behold. From poor weather to large road kill, anything can ruin a perfectly good day. And nobody deserves to live on the edge, with the idea that they would lose everything because of an accident. So get peace of mind today, with The Sandford Group.
It is well known that you should have life insurance if you are married and/or have children. This money helps ensure your spouse and kids live the life they have become accustomed to if you should pass away. However, as a single person, you may be wondering if you still should carry life insurance. Generally, it is recommended that you do. Here are a few of the reasons why.
It Helps Cover Your Burial Expenses
If you were to pass away, you still need to be cremated or buried. This is something your parents, siblings or close friends will have to pay for out-of-pocket if you don’t have life insurance. Having life insurance helps ensure you are not a burden to someone after you pass away.
You Never Know What Health Conditions You May Develop
It is recommended that you get life insurance early in life, even if you are single, because you don’t know what health conditions you may develop as you age. These health conditions can cause your policy rates to be high if you are looking to get a new policy, or may even be the reason you get denied for coverage. Think about your future and get coverage early.
You Can Help Those Who May Be Depending On
Have your parents co-signed on loans for you? Or do you put money in your neice’s and nephew’s college fund each month? If so, these people may depend on you. If you die and have people who have co-signed for loans for you, they are responsible. And if you die without life insurance, the money you were giving to other people may not be there anymore. Life insurance helps ensure money goes to those you were helping before or those who depend on you.
If you are interested in learning more about life insurance in the greater Ball Ground, GA area, give The Sanford Group a call. We would love to answer all of your questions and put together a policy for you!