There are a lot of coverage options provided with home liability insurance. This form of insurance is often found within your homeowner’s insurance policy. As a homeowner in Ball Ground, you want to make sure that this coverage is present so that you can avoid spending money out-of-pocket if someone is hurt on your property or in your home.
You may not realize it, but people can get injured quite easily on your property. It could be as a result of throwing a party, contractor not having proper insurance, or even a simple slip and fall. As the homeowner, you are held responsible for all of the expenses. However, there are coverage options that are provided by the home liability insurance.
If someone decides to sue you for their injuries, you are going to need a lawyer. The legal expenses can be encompassed within the liability coverage, regardless of whether you are found responsible or not.
There may be a lot of health expenses associated with a person’s injuries. This can include medical bills, prescriptions, as well as occupational therapy. Even if a person has health insurance, the expenses may fall to you.
A person may experience various lost paychecks because of not being able to work. This lost income may be covered within a home liability insurance.
Pain and Suffering Settlement
There may be a pain and suffering settlement when the case goes to court. Liability coverage may take care of the settlement as well.
Finally, there is the possibility of a fatality – and death benefits could be covered within your home liability policy as well.
Call and talk to one of our agents at The Sanford Group today to learn more about coverage options available to you within your homeowner’s insurance policy for liability. We can ensure that you have all the protection that you need for your home in both around.