December, 2014 | Blog
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The Sanford Group

10150 Ball Ground Hwy,
Ste 101,
Ball Ground, GA 30107

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  P.O. Box 374
Ball Ground, GA 30107

The Sanford Group Insurance Blog

Auto Insurance Coverage in Mountain Park, GA

It is common knowledge that if you want to drive in Georgia, you need to have insurance on your car. What is not as well understood is how much and what type of coverage you need, or should have, above and beyond the state mandatory minimum. Georgia requires drivers to carry, at the very minimum, $25,000 in bodily injury liability coverage for injuries to a single person and $50,000 for bodily injury to all individuals injured in a single accident. The law also mandates that you carry $25,000 in property damage liability coverage.

While those are the state minimums, for many car owners and drivers, that coverage is inadequate. When you walk into an independent auto insurance agency in Mountain Park, GA, you are probably hoping that you will get a low rate when you purchase a policy. However, if you want, or need more than the bare minimum coverage, it will cost you more. How much more you will have to pay depends on a number of different factors.

First, you have to determine how much extra or optional coverage to buy. If you are financing your car, part of that decision is already determined under the terms of the loan agreement you signed with your lender. In most cases, you will want to buy collision and comprehensive coverage that provides protection for your car. It is also usually a good idea to increase the amount of liability coverage on your policy, because one serious accident can easily result in damages that far exceed the state minimum liability coverage. You can also add other optional coverage such as rental car reimbursement, towing, and roadside service.

Your independent agent will explain each type of available optional coverage and you can decide if you want it included on your policy. No matter what you decide, you should get multiple quotes so you can find the most affordable rates for the coverage you desire.

Affordable Car Insurance Rates in Canton, GA

If it feels as though your wages are standing still but prices continue to skyrocket, you are not alone. You have bills to pay, children to send to school, groceries to buy, and an occasional vacation to try to save for. We know that times are tough. We also know that smart shopping can save you two important things: time and money.

When it comes time for car insurance in Canton, GA, we are proud to be able to offer our clients an online cost comparison feature. All you have to do is log on to our site, answer a few basic questions about yourself and your car, and we offer several policy options.

There are a multitude of reasons we offer this service. We want you to be able to really look at different policies so that you can choose the one that best fits your needs and budget. We want you to feel in control in a world that sometimes feels a bit out of control. Finally, we want to know that you are safe as you get behind the wheel of your car. We want to know that you, your passengers, and your vehicle will be fine in the event of an accident. Even if it takes work to make you whole, we want to know that we’re doing all we can to make it a reality.

In addition to auto insurance, we also provide an online cost comparison for homeowners insurance. Life happens; tree limbs fall on roofs, windows are broken in storms, small kitchen fires cause smoke damage. Having the right policy in place can mean the difference between emptying your bank account and enjoying a quick recovery. All it takes for an auto or home policy is one trip to our website or one quick call to our offices.

Additional Services

  • Identity Theft
  • Data Backup
  • Special Event Insurance
  • Specialty Auto Insurance
  • Rental Reimbursement
  • Towing
  • Medical Payments Coverage
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Individual & Family Health Insurance
  • Group Health Insurance
  • Long-Term Care Insurance
  • Medical Expense Insurance
  • HSAs
  • Other Services
    • Permit Services
    • License Services
    • Notary Services

Partner Carriers

  • AAA
  • American Collectors
  • American Modern
  • AmTrust
  • Bristol West
  • Dairyland
  • Donegal
  • Encompass
  • Foremost
  • Grange
  • Guard
  • Haulers
  • Heritage
  • Infinity
  • Mercury
  • MetLife
  • Nationwide
  • NCCI
  • Progressive
  • Safeco
  • Travelers
  • Zurich