Visiting the United States for a vacation or travel can be complicated when it is necessary to rent a car. Even though a foreign license can be used in the rental office, it is important to comply with the state auto insurance laws to avoid any complications during the trip.
Short-Term Coverage
During a short-term vacation, such as one or two weeks, it may be more appropriate to purchase rental car insurance rather than a full auto insurance policy because the trip is short enough that additional coverage is not necessary.
A policy that is designed for a rental vehicle can be more expensive over the long-term, but it is generally appropriate for a short trip because it is specifically designed for the rental vehicle.
Long-Term Plans
Renting a car for an extended period of time after obtaining an international driving permit can require an alternative solutions. Any stay that exceeds a few weeks, such as a two or three months trip for business or to visit family members who live in the United States, may require an auto policy that is more comprehensive or appropriate for the situation.
The best policy can depend on the situation, but generally auto insurance will comply with state minimum requirements and may offer additional measures to further protect the vehicle, the driver and the passengers. Even as a non-resident, it is possible to obtain a policy as long as the appropriate international driving permit is obtained.
Insurance is a necessary part of driving a car and is usually required by state laws. Recognizing the best plan and the options can be important, even during an international visit. Contact us to speak to an agent to learn more about the options that are available.