It’s never a wise decision to drink alcohol and get behind the wheel of a car. Not only are you putting yourself at risk of getting hurt, but you also run the risk of hurting someone else. There are numerous accidents involving drinking and driving each year in the US that are fatal. And the thing about it is, these accidents are completely preventable. If you don’t drink and drive, you are much less likely to cause an accident. Here at The Sanford Group serving Ball Ground, GA, we are all about your safety and we put together a helpful go-to guide to help you understand how a DUI affects insurance rates.
You Will Lose Your License
In the state of Georgia, DUI conviction punishments are harsh. Not only will you face a fine of $300 to $1,000, but you could possibly have to spend up to one year behind bars. You will also have your license suspended for up to one year. You may or may not be able to receive a hardship license for work purposes. And to top it off, you will have to complete at least 40 hours of community service.
Your Rates Will Increase
There is rarely ever a time that your insurance rate won’t increase if you are convicted of a DUI in the state of Georgia, and even worse, this increase tends to stick around for anywhere from three to five years. Going to traffic school for a DUI will not generally have any type of impact on your premium, meaning it won’t lower it.
If you would like to learn more about the ways a DUI affects auto insurance in Ball Ground, GA, call The Sanford Group now.